01908 123456

Milton Keynes Accountants — Inheritance Tax & Estate Planning Service

Protect Your Estate — And Decide What Happens Next

Inheritance tax and estate planning is about more than reducing tax. It’s about making clear decisions now, so your assets pass to the right people, in the right way, at the right time — without unnecessary loss or delay.

Forward planning. Clear options. Professional guidance. Fixed fees.

Inheritance Tax & Estate Planning

Delay Is Usually The Most Expensive Decision

Inheritance tax planning only works when it’s done early. Once assets pass, choices are limited — and opportunities are often lost.

What Happens When Estate Planning Is Put Off

Many estates face avoidable tax bills and complications simply because planning was delayed or never revisited.

  • Unnecessary Inheritance Tax: Assets passing without use of available exemptions or reliefs.
  • No Will Or Outdated Will: Estates distributed under default intestacy rules rather than your wishes.
  • Probate Delays: Loved ones waiting months for access to funds.
  • Asset Exposure: Estates vulnerable to divorce, bankruptcy, or care costs.
  • Business Complications: Difficulty passing business interests to family.

Once it’s too late, options disappear.

What Proper Estate Planning Achieves

With structured planning, inheritance tax becomes something you manage — not something that surprises your family later.

  • Tax Awareness: Understanding what inheritance tax may apply, why an dhow to avoid or minimise it.
  • Use Of Allowances & Reliefs: Planning around nil-rate bands, exemptions, and reliefs.
  • Control Over Outcomes: Deciding who benefits, how, and when.
  • Faster Access To Funds: Reducing delays and uncertainty for beneficiaries.
  • Long-Term Protection: Structuring assets to protect future generations.

Planning gives clarity — and peace of mind.

Joined-Up Advice

Practical Planning With The Right Specialists Involved

Inheritance tax and estate planning often crosses legal, tax, and personal boundaries.

We work collaboratively with trusted legal and estate planning specialists where required, ensuring:

  • Tax considerations are addressed early
  • Structures are legally robust
  • Advice remains proportionate and appropriate

Good planning is coordinated — not fragmented.

Wills, Life Insurance, And Getting The Basics Right

Effective estate planning starts with fundamentals that are often overlooked.

Get advice on:

  • Reviewing existing wills for tax and practical effectiveness
  • Coordinating wills with business and personal assets
  • Writing life insurance policies in trust to keep proceeds outside the estate to also avoid inheritance tax
  • Ensuring funds are available quickly for beneficiaries

Strong foundations make advanced planning possible.

Using Trusts To Protect Assets And Control Outcomes

Trusts can play a valuable role in estate planning — not just for tax, but for control and protection.

Trusts may help with:

  • Protecting assets from divorce, remarriage, care home fees and bankruptcy
  • Safeguarding family wealth against bankruptcy
  • Managing exposure to care costs
  • Preserving business or property interests
  • Passing wealth across generations in a controlled way

Trusts are not just for the wealthy. When used appropriately, they can be established at sensible cost and tailored to specific family circumstances.

Trusts are about control — not complexity.

ICAEW Regulated

Institute of Chartered Accountants in England & Wales
Milton Keynes Chartered Accountants
Founded: 2014
Protection: £10m Indemnity Cover

Why ICAEW Regulation Matters

Here’s The Uncomfortable Truth:

In the UK, anyone can wake up tomorrow, print a business card, and call themselves an “accountant.”

  • No guaranteed training
  • No guaranteed regulation
  • No guaranteed insurance
  • No built-in consequences

We’re Different.

We’re Chartered Accountants — regulated by the Institute of Chartered Accountants in England & Wales (ICAEW), one of the most respected professional bodies in the world.

Why Does That Matter To You?

Because when it comes to your tax, your business, and your financial future, the person you choose is the difference between peace of mind and potential disaster.

You can verify our membership in the:
Official ICAEW Directory of Chartered Accountants

Here’s What This Means To You

  • Recognised by Mortgage Lenders. Many lenders require references from qualified accountants. Our credentials tick that box.
  • Dealing with HMRC is easier when your accountant is properly qualified, regulated, and supervised — exactly what ICAEW membership guarantees.
  • Mandatory Professional Indemnity Insurance. If something ever goes wrong, you’re protected. Full stop.
  • Rigorous, Top-Tier Qualifications. We’ve completed years of training, exams, and practical experience before earning the letters after our name.
  • Independent Quality Checks. We are subject to  ICAEW practice reviews and regulatory oversight.
  • Right of Complaint. If you ever have an issue (rare, but possible), you have access to an independent process through the ICAEW — not just “take our word for it.”
  • Independent AML Regulation. The ICAEW, not HMRC, oversees our money-laundering compliance—an independent professional body.

Bottom Line

When you choose a Chartered Accountant, you’re choosing someone who is regulated, insured, qualified, independently monitored, and held to the highest ethical standards in the profession.

Why gamble your business on someone who isn’t?

Does Your Accountant In Milton Keynes Offer This?

Everything You Get As A Tax & Beans Client

Every client gets real-world support, practical perks, and proactive advice to make running your business easier, smarter, and more profitable. You might not need it all now, but it's here for you when you do.

Essentials Keeping You Out of Trouble

Yes, we handle everything you’d expect from an accountant that delivers on time, every time:

  • Annual accounts and tax returns
  • Tax calculations + reminders of due dates and liabilities
  • HMRC agent set-up and correspondence handling
  • Bookkeeping, VAT returns & management accounts
  • Payroll & CIS
  • Companies House formalities & company secretarial
  • Cloud accounting systems (or paper if you prefer!)

We do all these on time and efficiently, they keep you out of trouble but there's so much MORE we can offer you!

Tax Protection

Keep more of what you earn — and sleep easier at night:

We combine tax statute, case law and practical insight to optimise your tax position, the right way. Tax efficiency reviews to stop overpaying!

HMRC knocking? We help you deal with it quickly, correctly and confidently — we’re here to help you.

We’ll handle HMRC investigations and visits, with no extra charges, included with many packages – terms apply.

Know what’s coming months in advance to help avoid any nasty surprises.

Leaving the UK or arriving, we’re here to optimise your tax position.

Growth & Strategy

Advice, tools, and insights that fuel your business growth:

Ideas, funding tips, grant guidance and smart cashflow planning to move your business forward with confidence.

Supercharge your business with powerful software that replaces all your tools in one place.

Tailored advice from a team that lives and breathes small business, just like yours.

Access to outsourced finance department service with a part-time CFO at a fraction of the cost of employing in-house staff.

For business sales and purchases, divorce discussions and tax planning.

We’ll connect you with a small business specialist to make sure your business is protected properly at the best price.

Perks & Bonuses

Because great service should come with a few surprises:

Starting a Ltd company? We’ll set it up for free when you’re on board with us for accounts & tax.

Buying a home or need a landlord reference? We’ll issue it promptly with no additional fees.

Because every new client deserves a little fun, enjoy 2 free tickets on us when you join!

Small business legal advice line covering commercial, employment and health & safety matters. Included with many plans.

Introduce someone to us and, when they become a client, both of you get £100 and 2 free movie tickets. A simple, transparent thank-you from us to you.

Try us risk-free for 30 days. Love it or leave it, no charge,

Personal Wealth

Get the right advice to help manage and grow your personal wealth:

Helping you maximise and protect what you leave.

We’ll introduce you to an FCA-regulated adviser who’ll give you a clear, expert view of your pensions and investments — without paying a penny.

Structure your affairs intelligently to reduce exposure to life’s risks, with access to legal and financial specialists when needed.

Client Experience & Support

Everything you wish an accountant would do:

You’ll always speak to someone who knows your business inside-out, no retelling your story.

Budget friendly fixed fee package, no surprises to worry about.

Need advice? Call or email for routine queries, no worry of extra fees. For more detailed advice, you always get an upfront quote.

Stay because you want to, not because you’re tied in. Cancel anytime, no penalties.

Call, text, email, WhatsApp, video or in person, we fit into your way of working.

Fast, accurate work every time, accounts in 20 days or less, VAT returns 10 days, payroll 24 hrs, & all other work as agreed.

Urgent question? We reply within 1 working day max, often within the hour.

We explain things clearly — and if we don’t, we donate £10 to charity. Yes, really.

We use smart tech to get your work done faster, smoother, and more affordably.

Use cloud software or stick to spreadsheets or manual books, we work the way you like.

We’re fully insured, so you’re fully protected – because peace of mind matters. Why risk working with an uninsured accountant?

We handle your switch from another accountant 100% — so you don’t lift a finger.

Access to Specialist Services

When you need specialist help, we connect you with the right professionals — with our support alongside:

Protect your wealth with smart, compliant structuring by trusted specialists.

Save on your rent and rates with expert negotiation from specialist surveyors.

We’ll introduce you to FCA-regulated brokers who can explore funding options tailored to your business, often at highly competitive rates.

Prepare your business for a smooth, well-planned, tax-efficient sale with support from specialist advisers.

Franchising can unlock serious expansion potential for the right businesses.

Discover the zero-tax blueprint some nomads and online entrepreneurs legally use.

Expert insolvency solutions tailored for directors, delivered by licensed insolvency practitioners.

Fixed fee legal services for small businesses delivered by solicitors.

Independent mortgage advice, provided by FCA regulated independent mortgage advisers experienced with small business owners and professionals.

Tailored independent financial advice by FCA-regulated advisers also experienced with small business owners and professionals.

You’re not buying accounting! You’re getting peace of mind, tax efficiency and strategic growth support with the Tax & Beans TaxSmart Growth System. We don’t just file forms, we’re on your side!

Ready for a Friendly Proactive Accountant?

Switching Accountants Is Easier Than You Think — Our easyCHANGE Service Handles Everything

Grab A Free Consultation

A friendly chat to understand your business, tax position, frustrations, opportunities — and whether we’re the right fit.

Agree Services & Fixed Fees

You’ll receive a clear, written summary of services, fixed fees, and what’s included.

No surprises. No hidden extras. No guesswork.

We Handle The Entire Switch For You

Simply email your current accountant or sign our authority letter. We’ll take care of:

  • Professional clearance and handover information.
  • HMRC authorisation.
  •  ID checks and engagement letter.

You don’t have to chase anyone. We do it all.

BONUS: A Free Review Of Your Previous Accountant's Work

We’ll dig into last year’s accounts and tax computations.

If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.

Book Your Free Consultation With a Fiendly Milton Keynes Accountant

Get clear answers, fixed fees, and a smarter tax strategy — all in one friendly call.
Clear guidance. Fixed fees. Zero hassle.
We’re Nearly at Capacity —
 If You Want In, Book Your Free Consultation Now

To ensure quality and attention, we limit new client intake. If the calendar shows availability, you’re in luck — but slots go quickly.

Every month you delay may mean missed allowances, inefficient structures, or avoidable tax.

Prefer to Chat First?

Call Us On 01908 123456